Debt Payoff Planner

Debt Payoff Planner — Find your debt-free date and see how much interest you'll pay. This single-file offline tool compares the avalanche (highest APR first) and snowball (smallest balance first) payoff strategies, with a balance-over-time chart, month count, total interest, and payoff order table. Your data never leaves your device — runs fully in your browser with no account 

AI disclosure: This project includes AI-generated graphics, as declared in the AI generation disclosure section above.or internet needed. Educational tool, not financial advice.